Link round-up

• "69 percent of small business owners and manufacturers say President Obama’s Executive Branch and regulatory policies have hurt American small businesses and manufacturers."

• Health care costs are still surging, and it seems that government incentives for hospitals and physicians to switch to electronic medical and billing records may be part of the problem. Further recall that subsidies for electronic record keeping was touted as a key benefit of the 2009 stimulus.

• British austerity: still a myth.

• Dan Mitchell comments on the effectiveness of OSHA.

• Alex Tabarrok highlights lottery winners as natural experiments. No one should be surprised by this.

• "To see the impact of regulation on the new [banking] fees, one can look at the survey from 2009, the year before Dodd-Frank and its Durbin Amendment became law, and see that back then a whopping 76 percent of banks offered free checking with no minimum balance." It's now 39 percent.